Finance

Can you buy a house with money?

Should I buy a house with cash?There are pretty clear advantages to a cash sale if you're a homebuyer. First and foremost, it will save you interest - lots of interest. Got a monthly mortgage payment now? ...

How to Disagree (#MLQH)

via Unsplash Photo by Thomas Park A client recently shared with me a question he says he uses whenever he starts working for a new boss: "How would you like me to disagree with you?...

How to Save Money Visiting Casinos

Have you planned a future trip to a physical casino? If so, you need to start preparing today by putting some money aside for your next trip. Casino regulars know the importance of being ...

Discover gives everyone free FICO scores

» This page is obsoleteUPDATE: Discover has announced that it will be discontinuing access to free FICO scores for non-customers beginning June 6, 2022. It is no longer accepting registrations for its CreditSco...

What is a spec house?

Definition of spec home A Villa is a house that was built by a developer speculatively: in the hope of finding a buyer - and making a profit - later. In other words, it's a home designed to appeal to as ma...

Definition of cashless refinancing

What is cashless refinancing? Cashless refinancing refers to the refinancing of a mortgage for an amount equal to or less than the existing loan balance (plus additional loan settlement fees). Thi...

A safe weave for cotton

For centuries, cotton - the white gold - has been an essential cash crop for our country. Given the nature of its use, cotton can be termed as an industrial crop. Its importance has increased over the past ...

Definition of cash required

What is the money needed? Cash required is the total amount of funds a buyer must remit to close a mortgage or to complete a refinance of an existing property. Delivery of the required cash amount...